Financing

STUDENT LOANS THAT WORK For You

Popular options:

Meritize Information

Choose an option below that best suits your financial situation

Florida Aviation Academy has teamed up with the Meritize platform* to offer our student’s a unique financing option. Meritize works with students, educators, and employers to help people excel in skills-based careers.

Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options.

A few reasons why the Meritize Platform is a great option for students include:

  • Fixed and variable interest rates available** Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training
  • Customer support available 6 days a week
  • 25% interest rate deduction if you sign up for autopay***
  •  Other options available

Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.

If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:

  • Academic Experience (Official or unofficial transcript or HSE certification)
  • Military Experience (DD214)

Want to learn more? Check out their FAQ page here: https://www.meritize.com/students/faq/ or give them a call at 833-MERIT-4-U.

Ready to see if you qualify? Check your options here: https://apply.meritize.com/

*Florida Aviation Academy does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”) or the Meritize platform.

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Blue Ridge Bank, National Association (“N.A.”), Member FDIC. Blue Ridge Bank, N.A. and Meritize reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Blue Ridge Bank, N.A.’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Blue Ridge Bank, N.A. and Meritize do not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding, or obtaining employment. All rights reserved.

**Variable rates are subject to change.

***The 0.25% AutoPay interest rate reduction applies if you make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. AutoPay is not required to obtain a loan.

Stratus Financial

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about

helping others achieve their aviation dreams.  We know it’s not just about achieving your dreams

(because we looked up in the sky every time, we heard an airplane too!), but funding your family’s

dreams as well.  That’s why Stratus was created, because with Stratus, the sky is no longer the limit.

Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus.  We look beyond the typical FICO scores and look at

you as a whole aviator.  We want to set you up for success before you even apply with us! 

We offer exceptional lending packages, including:

  • The best rate you’ll get anywhere to go from zero to hero!
  • Full financing for your entire flight training and more
  • Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
  • Pay your loan off any time you want with no consequences or penalties whatsoever.
 

Stratus Has You Covered For Resources For Your Aviation Career

  • Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
  • Resume reviewing, editing, and building
  • AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

We look forward to helping you achieving your aviation dreams and seeing you in the sky!

If you are interested in getting started, please click here to apply now:

Stratus Finance Application

If you have limited credit or low income you may need a Co-Borrower; if so, please have your co-

borrower complete their application here:

Stratus Finance Application

AOPAFlex Aviation Loan

Available to all flight training students. Students in our flight training programs have access to AOPA. 

We Florida FinancialFlight Training and Pilot School Loans

Flight Training and Pilot School Loans

We fly’s Learn to Fly program makes achieving your aviation training goals easy and affordable. Pilot school loans provide a fixed-rate line of credit from $5,000 to $30,000.

Pilot FinanceFlight Training Loan

Pilot Finance Flight Training Loan

Students in our recreational training programs have access to Pilot Finance. 

A few words from

Our Previous Students

If you are looking for a fast track one stop shop Florida aviation academy is the place to go. Flight training isn’t cheap if you haven’t figured that out by now then your not smart enough to operate a calculator let alone a plane! Many people aren’t and you can prolly tell by the negative reviews on here who couldn’t hack it! With that said if you’re a hard worker and have a love for aviation, Florida aviation academy is the fastest, cheapest, and safest flightschool around. There planes are excellently maintained and educational standards are in a category of there own. They completely over prepare you for your future in flying!

Andrew

Did all my licenses at Florida Aviation Academy after trying at another school which was over crowded and under staffed. Everything they promised me at Florida Aviation Academy they did for me. I observed a couple of angry people at this school who in my opinion were angry at the school because they did not want to do the work and wanted it all handed to them. It was actually quite obvious. If you have a dream to be a pilot you have to be willing to put the work into it. Like anything else, you get out of it what you put into it. They have some amazing instructors and people working there. I’m well on my way to a great career in aviation because of Mike, Will and Jack. Thanks a million guys!

JP

After attending 3 different schools and tolerating the nonsense I just about gave up. I encountered terrible instructors, young pompous instructors, late and absent instructors, and no airplane for checkride (twice actually). Here, I find that my lessons are always productive. Aircraft always available and lessons start on time. Flight training is expensive, so you have to be prepared for that. Stay proactive and monitor your balance or billing to protect your $$$. Something every one should be doing. If your focused and involved in the material you can advance.

Tom

Do you have any questions? Get in touch Today!